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Paul McIndoe's Articles in Personal Finance

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Finance
  • Dealing with your Christmas credit card debt
    Christmas can put a real strain on your credit card. That’s why, come the New Year, it can pay to change your credit card before the January bill hits the mat.
  • Discover The Benefits Of Securing Your Credit Card Online
    If used wisely, having a credit card can be very advantageous. But, with a varied range of credit cards available, it is important that you choose the best one for your needs.
  • Don’t be dismayed by the credit crunch
    In times of economic slowdown it’s easy to get dragged down by the drudgery of credit crunch conditions. There is always something you can do in order to improve your own credit situation so don’t lose faith just yet.
  • Equity release: a good way to securely face the future
    Modern-day living is expensive. With prices rising for essentials like food and electricity, many face a daunting existence post-employment. Equity release, however, is a positive way to face retirement, without having to stress about the future.
  • Great Ways to Save a Few Pennies
    With the current economic situation, everyone’s feeling the pinch, and it’s said that things may even get worse. Even when it’s dire out there, you can still save money from your current outgoings, just by shopping around and learning to say no.
  • How to beat the credit crunch
    It’s nothing but doom and gloom in the papers nowadays, but there are ways you can make your money stretch further and take control of your finances more easily than you might think.
  • How to make your money go further
    Does your money stretch as far as you would like it to? If not, there are plenty of tricks and tips that could help you stretch out your finances further.
  • Let your money do the hard work
    Saving money is always going to be an intelligent move. However, you need to ascertain how to make your savings work to your advantage. That’s why it’s smart to analyse how you use your money and how much you can afford to save.
  • Mobile Banking: Become More in Control of Your Finances
    Mobile banking is quickly becoming one method of putting customers in better touch with their finances, regardless of their location. In addition, you have the flexibility of keeping track and managing your spending.
  • One third of bank customers now bank online
    Online banking has gained in popularity since its introduction ten years ago. A recent report by Nationwide bank has revealed that more than one third of UK bank customers now use the internet to conduct their banking online.
  • Online banking booming, despite fraud fears
    Many banks, building societies, brokers, intermediaries and other financial institutions have invested heavily in their online presence, meaning that you can shop for every financial need from the comfort of your own home, or office and over the past year usage has boomed, especially amongst the elderly.
  • Plan Ahead For Your Retirement
    Given the current financial climate, it can be a difficult time to consider retirement. Therefore, getting good financial advice when planning ahead for retirement can prove very important in ensuring you make the right choices with your cash.
  • Premier League Banking; current accounts for the big boys
    Most banks offer some form a premier banking service to their top tier of customers, but are they really worth it?
  • Promote Your Property with a Personal Loan
    Selling property entails much consideration from redecoration to refurbishments, sprucing up the garden and advertising your abode to potential buyers. A personal loan may be just the ticket you need to get on the road to property selling success.
  • Save time on your finances
    Bills, bank statements, direct debits; they all take time to organise and keep track of, but if you don’t then you may not know how much cash you have, however, it is possible to take control and save time.
  • Saving for Children
    It is important to consider the future of your children as soon as possible, including from a financial perspective; there is a varied range of savings options available to help your young ones too.
  • Savings brake deteriorates, revealing worrying trend
    Britons are saving less and borrowing more, it has been revealed; a situation that financial advice website Unbiased - who conducted the poll - finds worrying.
  • The benefits of a premier bank account
    Many banks now offer premier bank accounts to wealthier customers, which come with a range of added benefits not available with a standard current account.
  • The future begins now
    Personal savings are now closely aligned to personal ambitions and long term plans, and are becoming less about setting some money aside for what may happen and more about keeping a firm eye on what will happen.
  • To save or to invest: the best course of action for your money
    What’s the best thing to do with your hard earned money? Place it in a savings account or invest elsewhere in the hope of making more profit in the long term?
  • Weathering The Credit Storm
    Saving money in the current climate isn’t easy, but there is no reason to be spending more than you need to. With some smart thinking you can still be quids in.
  • What you didn’t know about owning a credit card
    Owning a credit card may not be considered to every persons liking, especially if you are not very good at managing your money, however, it is important to know that it can bring its rewards.

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