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How Hard Does Your Money Really Work? We tend to think about money as a means to pay for things, but it can actually do a lot more for you than you might think. If you have your own business it is particularly important to manage your money effectively. Win the Lottery by Playing Clever There are millions of people all over the world who share the dream of winning a lottery jackpot, and a growing number are trying to improve their chances of making that dream come true by playing clever. Bemused by banking options? How do you know when a new financial offer is the right one for you? With a quick check over your current financial situation and a browse through the available offers, you may just find a new way to save yourself some money. Going Back to University? Relish Your New Found Freedom and Independence! Going to university can be daunting. However, by your second year you’ll have become experienced in the art of living independently and relish the idea of going back, not least to set up a new home, away from student digs and undesirable flatmates. Car Finance for Everyone: Finding the Best Deal Most people will need to arrange a car credit facility when buying a new car. And as with any long-term financial commitment, it pays to shop around for the best interest rates, as just a few percent can mean thousands of pounds in the long run. Hadrian Set to Conquer London, Again. The British Museum in London is presenting a marvellous exhibition featuring the life and times of Emperor Hadrian until autumn 2008 and it is expected to draw many visitors to the Capital. Time for Tea in Beijing? When in Beijing, immerse yourself in true Chinese culture by visiting a traditional tea house to sample some of the aromatic and refreshing teas on offer. But remember to observe etiquette! Feeling the Squeeze: Riding Out the Financial Storm Homeowners may be feeling the squeeze of the credit crunch most, but it still affects pretty much everyone. But by showing a little frugalness and separating ‘essentials’ from ‘luxuries’, it may be possible to survive a potential financial crisis. Dublin: The Home of Guinness Ireland may be famous for many things, but Guinness is usually the first thing that springs to mind for most people. And the only way to know whether the famous Irish stout travels well or not is to go direct to the source in Dublin. From the Car Credit Highway to the Motorway The demand for cars will always exist as the freedom they bring will always be craved; credit and financing options are out there to help add car keys to the items in your pocket. Credit Crisis: Blip or Full-Blown Recession? 2008 has seen the credit crisis enter into its second year and economists are still divided on whether it is merely a blip or a full-blown recession. The Pizzazz of Prague’s Music Scene The city of Prague is a hidden jewel for anyone with an appreciation of music. Ranging from jazz and pop to classical and soul this tuneful city offers a great alternative choice for those seeking a city escape. David Vs Goliath?: The Global Arguments Over Interchange Fees Across the US and Europe, retailers and consumers are chastising credit card companies Visa and MasterCard for their ‘interchange fees’ – the amount they charge retailers for the privilege of accepting their cards. But is this a clear-cut case of David versus Goliath? Traffic jams are stressful, right? Think again! People can find driving a stressful experience, but it doesn’t have to be that way. In actuality, driving has been proven to be a great way to alleviate tension. Just ensure you follow some basic rules and have a solid car insurance policy in place. Dial H: A History of the Telephone Directory Since the development of the telephone in the 19th century, the telephone directory as we know has been around for many years and in various formats. Football: Playing The Money Game Each year football fans up and down the country spend thousands of pounds on season tickets, club shirts, travel, food and beer. And with ever-rising prices and the addiction of the beautiful game, more and more supporters need support themselves! How to Buy Your Very First Car It’s a big event in anyone’s life, which is why you need to make sure you approach it logically so nothing gets forgotten. Eco-friendly Car Hire: Economical Renting, Environmentally Friendly Climate change is a major concern in today's society and has motorised vehicles partly to blame for this. However, here are some guidelines on how you could not only do your bit towards preventing climate change, but save on fuel and money too. Bursting the Big Black Financial Cloud The impact of the recent economic downturn has been widely covered in the press. Everyday bills for shopping, heating and travel have all increased above the rate of inflation but there are ways you can reduce the blow. Car Market Still Strong Despite Credit Crunch Despite the current economic climate and the credit crunch affecting millions of people across the country, thousands are still enjoying buying and modifying their cars. The New Dubai: A Destination for Everyone When you’re looking to get a bit more from your business trip or family holiday, choosing a serviced apartment over a hotel room can bring a number of enjoyable benefits, and nowhere does them better than Dubai. The Exclusive Haunts of London's Elite A bustling metropolis of sights and sounds, London has long been a favourite city of celebrities and the social elite, with a host of bars, clubs and spas. Cashing in: More retailers move to online trading Selling products online is the perfect way to save on overheads. But in order to cash in on this innovative slice of business, you need to be able to accept payment via credit card. Is your business prepared? Avoid Being Hung Out To Dry With A Bad Loan Deal While it might be easy to obtain a loan, it doesn’t mean it is a decision that should be taken lightly. Shop around, read the small print and don’t get hung out to dry. A Guide to Compensation Claims Claiming compensation can be a confusing arena, but the rewards could really help victims in those cases where they have had an accident or sustained an injury at the fault of a third party. Supply chain management software set to top the sales charts Supply chain management software has steadily grown in complexity and popularity over a 30 year period and experts predict it will become one of the most popular business specialist software applications by 2010. Journey to the Magical City of Architecture: Prague Many people visit Prague for its beauty and culture. Visitors are able to find a wealth of sights and activities to keep them occupied, but exploring the city’s diverse architectural styles is one of the best ways to experience this great city. A Little Advice Goes A Long Way It is no secret that life costs money, and how much you spend can take its toll your future plans. However, with a little thought and planning, its possible to plan for the future, while living for the here-and-now From aspiring art buff to art world connoisseur: London’s galleries cater to all London is a city of many great sights: Big Ben, Westminster Abbey, Houses of Parliament and the London Eye to name a few. To experience a different side of London culture, London’s art galleries offer much to visitors. Sicily Offers Much More Than The Mafia The Italian island of Sicily has long been thought of as the birthplace of the Italian mafia. What is often overlooked, however, is the island's stunning scenery and architecture that dates back around ten centuries. Take A Stroll Down Wembley Way Wembley Stadium has been an iconic landmark in London for close to a century, with many of the UK's favourite collective memories occurring in the hallowed grounds of the stadium. Making, and keeping, friends at university Moving to university can be a daunting prospect, knowing that you'll likely not have any friends at the beginning. However, if you remember that most people will be in the same situation you'll realise there's nothing unusual about a little apprehension. Think Before Buying a Home The market for mortgages has gone through significant changes in the past few years. Therefore, before you set your heart on your dream home it is important to do your homework on all the costs involved with the various mortgages available. Ideas to get your child reading With so many forms of entertainment available these days, many parents worry that their children don't read enough. The answer can often be found by looking back in time, as your favourite childhood books may well become your kids' favourite as well. Keeping people abroad updated with your child's development Once you have a child you'll notice that a lot of people will want to help with its upbringing and to be kept updated with his progress. If you live in different countries this is harder, but not impossible. Festival Fashion: What To Wear At a Music Festival Camping, queuing for toilets and the actual artists themselves are often highlighted as the key points of a music festival. Whilst fashion might not be an immediate thought, what you wear could influence how much you enjoy a festival. There’s more to Manchester than Meets the Eye Considered the culture capital of the North, Manchester’s arts and culture scene offers a world-class array of delights to provoke thought and inspire the mind. The Best Way To Grab The Starring Roles Everyone knows that Hollywood stars seem to stay looking young forever, but how do they do it? Teens at high risk of involvement in road traffic accidents Reports have found that road traffic accidents are the leading cause of death for 15-19 year olds throughout the world, with road accidents also being the second most likely killer for both 10-14 year olds and 20-24 year olds. Injury claims can lend a helping hand Sustaining an injury due to an accident can result in both physical and psychological damage. If the accident has occurred due to third party negligence, it is important to know your legal rights and how you can claim for compensation. Day to day savings ensure the unexpected is taken care of Financial investment is an intelligent way to plan for the future. By choosing the right savings account, it is not only possible to safeguard one’s life post-employment, but it can also help to be more prepared for the unexpected. English Football and the football pools A brief history of English football, including the pivotal moment when the introduction of the football pools started a new Saturday night tradition! House-buying rules: the basics of buy-to-let There are differences between ‘buy-to-let’ and ‘buy-to-live’ mortgages. With buy-to-let, more money can often be borrowed due to the projected income from the rent, but extra consideration must also be given to the location and intended target group. How To Protect Yourself Against Unforeseen Events Life is always packed with surprises, and not all of them are pleasant. That’s why it’s a great idea to plan ahead. Leave your phone at home this holiday In the last ten years internet communication has improved significantly, meaning holidaymakers would be advised to leave their mobile phones at home this holiday. Surfers continue to search for the sweetest wave Over the years, surfers have spent the majority of their time searching for regions of the world where they can enjoy riding uncrowded waves in solitude. Food for thought: too much choice is no bad thing in the mortgage world When looking to buy a house, it’s important to fully understand the many ins and outs of the mortgage process before making any commitment. And by knowing the right questions to ask, this will ensure there will be no nasty surprises further down the line. Top tips for your Spanish Holiday Spain has been one of Europe's most popular tourist destinations for years, a treasure chest of unforgettable scenery and vibrant nightlife, which can be enjoyed even if you're on a tight budget this holiday season. Famous Florence Medici spa uncovered After remaining hidden for almost 400 years the private thermal spa of the Medici family was rediscovered four years ago by a local estate agent. He promptly purchased the property and has now renovated the spa to its former glory. Florida: mixing it up in America's 'sunshine state' For a holiday location that has something for everyone, look no further than America’s ‘sunshine state’. From sun and sand, to culture and wildlife, Florida certainly has it all. Make significant savings with an online savings account Banks are currently trying to get consumers to open online savings accounts, but what exactly are they and how do they work? Lending a leg-up – the history of mortgages Mortgages are essential to the fabric of modern society, enabling people to buy a property without having immediate access to thousands of pounds. The development of the modern mortgage, like many things, has its roots in the land. Save yourself a small fortune with a great ISA deal It is the start of a new tax year, and for those who failed to make their most of their tax free savings in 2007-08, opening an ISA should be a new 'tax' year's resolution. Enjoy the unparalleled beauty of the Nile Egypt has long held an irresistible fascination and, with the man-made wonders of the pyramids and the fascinating ancient history of Luxor, it’s not hard to see why international tourists are flocking to the country to enjoy a cruise down the Nile. Top tips when selling your home If you home is on the market then there are quite a few things that you can do to make a favourable impression and help improve the chances that you will sell your property quickly. Women are better drivers, fact Despite all the stick they get for their driving habits, women are, in fact, better behind the wheel than men. However, it seems the same might not be true when it comes to picking the best car insurance deals. Finding the hotel loyalty scheme that’s right for you Staying at a hotel doesn’t just have to be about enjoying the short time you’re there anymore, with hotel loyalty schemes encouraging visitors to think of the long term by offering points and air miles with every visit. Make the most of your weekend in London Many visitors enjoy their weekends in London throughout the year, with a huge variety of things to see and do across the city. He’s no Darling to motorists In his first budget Alistair Darling has hit motorists hard imposing swingeing increases on vehicle excise duty. But, is it as he claims for ‘green reasons’ or as a cynical move to increase tax revenues? Prepare a will; for the benefit of those you love Unfortunately, almost one in five UK residents die without having made a will, leaving relatives to pick up the pieces and work out how best to distribute the deceased person's estate between relatives, friends and charities. Used cars: target a good deal By taking care and conducting excessive research when considering buying a new car, it is possible to target a good deal - especially at certain times of the year. Pull up your trousers – look smart! Pulling on a pair of formal trousers on occassion is expected for most men, but not many will give any thought to how this practical and comfortable garment has developed over the ages. Be aware of your credit score before applying for loans When you apply for a loan, lenders use credit referencing agencies to assess your suitability. It is best to shop around for credit and ask for quotes before you apply for a loan, as unlike formal applications, they do not impact on your credit record. Discover George Washington’s Tavern in Alexandria Historic Alexandria, on the doorstep of Washington D.C., retains many of its original historic buildings, including the tavern where George Washington and many other founding fathers regularly met. Equity Release: The Key to a Happy Retirement? For many retired homeowners equity release can provide a source of extra money with which to fully enjoy those retirement years. However, equity release is also a huge financial commitment which should be fully explored beforehand. Remortgages and secured loans: finding the financial solution that’s right for you Although many mortgage brokers have been reluctant to handle secured loan applications in the past, in today's market mortgage brokers have realised that there are occasions where a secured loan provides a more appropriate financial solution. One Careful Owner: The Science of Selling Cars There's more than one way to sell (or buy) a car, so depending on how quickly you wish to offload it - and how much you hope to get for it - there's a different sales path to take. The Outsourcing Industry: Offshore Business Coming Home? Today, offshore outsourcing plays a massive role in UK business; but there has been a recent trend to bring certain divisions of business back to the UK and outsource more locally. Mad Science: The British Inventers Show From magic toothbrushes to new fangled pooper scoopers, the British inventor show is a fascinating collection of the world's latest - and possibly greatest - new ideas, that all hope to be the next big thing. Changing attitudes to credit in a changing economy With the use of credit cards expanding rapidly since they first introduced in America in the 1920s, the credit card has made a huge impact on the way many people do business - as well as how they view debt. Digital Duty: Tax Free Shopping Online The offer of tax-free-equivalent prices from online stores has revolutionised traditional duty free shopping and provided bargain hunters the chance to shop for tax free prices without having to leave their own home, let alone the country. Doing it in Les Deux Alpes: king of the après ski scene Known by some as the Vegas of the Alps - Les Deux Alpes not only has some of the finest skiing in France, but also some of the liveliest nightlife of any ski resort in the world. Britons plan to save more in 2008 Britons are resolving to save more money during 2008, it has been revealed - although whether that ideal is followed through is another matter entirely. The National Gallery of London: Art in Itself In 1824 the National Gallery in London was opened and delighted visitors and art lovers from all over the world - something it still achieves today. Poorly maintained air conditioning proves hazardous to health Because of the threat of waterborne diseases such as Legionnaires Disease, it is important, as well as a legal requirement for building owners, to ensure that air conditioning systems are regularly checked and well-maintained. From Fat to Fortune; Jared's Subway Story Few young adults in the USA haven't heard of Jared, a man who popularised eating the "Subway diet" - a concept he created - to lose weight. The unlikely celebrity went on to become a success story, inspiring a nation to lose weight and eat more subs. Celebrity spotting in London London, one of the world’s largest cities, proves a magnet to tourists and celebrities alike due to the sheer number of exciting activities and experiences to be enjoyed in England’s capital.

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