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10 Steps to Buying Auto Insurance The following simple steps will help you determine how much car insurance you need to carry. And it will also help you get the best coverage at the lowest price. Proven Techniques For Series 6 Success The Series 6 is a tough exam, especially for those who find it is their first introduction to the world of securities. In this article, we'll give you six easy tips on how to approach the information and proven techniques for studying for and taking the test. Tip #1: Remember that 70% is the passing grade for the Series 6 exam. If a candidate focuses his or her preparation energies on the portions of the test that will have the greatest number of questions, the odds are much greater of a first-time pass. The questions on the exam are randomly selected for subject matter to meet the percentages prescribed in the NASD outline. There is no subject-matter pattern. The questions are however, selected for each person by level of difficulty. The first questions are those that have been statistically shown to be less difficult - most candidates got them right. The questions then become more difficult until midway thorough the test, when the level of difficulty drops steadily until the final question. Illustrated graphically, this would be a classic "bell curve," with the smallest portion of the questions - the most difficult questions - at the top of the curve. Tip #2: If a person gets all the easy and moderate questions right, he or she will pass. Read each question and all the answers thoroughly before making a decision. Don't rush to select the first answer that "looks" right. Tip #3: While studying for the exam, approach material as if you had been given the task of writing a test question on each subject. Using this approach to study will focus your attention on the essential information and help to prepare you for the questions you'll confront. Consider the following bit of information: Under the Investment Company Act of 1940, there are three classifications of investment companies; Face Amount Certificate Companies, Unit Investment Trusts and Management Investment Companies. Notice that there are three classifications of investment companies, and recall that the Series 6 exam always has four choices for each question, but the structure of the question could be in the A, B, C, D format, or in the Roman Numeral (I, II, II, IV) format. Tip #4: Don't spend too much of your preparation time memorizing formulas. Most people who take the Series 6 report one to three questions requiring the use of a calculator, so there are certainly a few math questions in the test. (The testing center will loan you a calculator for use in the exam, along with pencils and scratch paper.) It is tempting for many students to spend a great amount of their energy and preparation time in memorizing formulas - but don't be one of them. Recognize concepts. Work through the essential formulas in your practice questions so that you'll understand the concept. Memorization should not be your primary study technique. Tip #5: Use the "true or false" method in the process of elimination. When confronted by a Roman numeral (I, II, III, IV etc.) question, your first step should be the process of elimination. When you discover an answer that a response cannot be part of the right answer, look at the A, B, C, D choices. If the "wrong" answer is in one of the lettered choices, eliminate that choice. Often you'll find that you can eliminate two choices! Tip #6: In case of emergency, break glass! This tip is only for use if you encounter a question and are forced to guess. If the question is a Roman numeral question and all four responses seem to be correct, if all four choices are one of the available answers, choose that response. If the question is in the A, B, C, D format and the answer "all the above" appears - and you're forced to guess, pick "all the above." Interviews with people who've taken the test successfully indicate that these tactics work well when questions are on the subject of rules. A few words on scheduling your test: - If you are taking a class, give yourself two or three days after the class before sitting for the exam. Use this time to do as many questions as possible. - Don't schedule any other test for the same day. Many people are required to take the Series 6 and the Series 63. Give yourself every opportunity to pass both of these. The study methods are very different. Take a couple of days after the Series 6 to sit for the Series 63. One last word of advice: Write all your memory devices and "helpers" on your scratch paper before looking at the first question! Home-Based Business Owners, You Need Insurance Coverage When you start a home-based business, buying insurance may not be your first priority, but you cannot afford to ignore it either. When the unexpected happens - and it will - having insurance coverage may mean the difference between the success and failure of your home-based business. California Life Insurance The first question you should ask yourself about life insurance is whether or not you really need it. The purpose of life insurance is to provide a source of income, in case of your death, for your spouse, children, dependents, or other beneficiaries. Simple Steps To Filing Your Car Insurance Claim Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal. Using the following seven steps to filing your claim will help you get over this speed bump as smoothly as possible. How To Save On Homeowners Insurance The land under your house isn't at risk from theft, windstorm, fire and the other hazards covered in your homeowner's policy. So don't include its value in deciding how much homeowners insurance to buy. Six Steps To Successfully Switching Financial Careers Breaking into the securities industry is incredibly difficult. Success takes years of study and work, followed by a few more years of "paying your dues". So, what happens if you finally reach the pinnacle, only to realize you've been climbing the wrong mountain? Does The Health Insurance Quote You Get In California Help? In today’s world of dangers, it has become highly necessary to insure once health. Just the thought of medical and health care expenses can drive you crazy. The Best Little List Of Insurance Tips Ever If you have trouble reading a full article on any insurance subject or if your insurance agent is not your best friend, these quick tips will get you enough insurance knowledge to make you look like you know what you are talking about. Best Life Insurance Tips: Helping You Save In 2008 Here are 2008's best money-saving and shopping tips for life insurance. How To Get An Insurance License The insurance industry is booming. In California alone, the insurance market generates over $90 billion in revenues. Start a career in the lucrative insurance industry by getting your license. If you are ready to claim a portion of this huge market for yourself then you can follow these steps to start your career in insurance. All That You Need To Know To Pass A California Insurance Exam Successfully. Useful information that you need to know to pass an insurance exam successfully.

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