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Interest Rates Held Steady
What the stagnant Base Rate means for you and your mortgage
The mortgage deals that aren't as good as they look
Lenders try to tempt borrowers with new deals
When Rates Start to Rise
What happens to mortgage repayments when interest rates rise?
Guide to Mortgage Life Assurance
- Should you be taking out mortgage life assurance? -
A Guide to Mortgage Payment Protection Insurance
Mortgage Payment Protection Insurance (MPPI) covers your mortgage interest payments if you're unable to work due to an accident or illness, or if you lose your job. It can also reduce the risk of your home being repossessed.
Take a Holiday from your Mortgage with Help
What is a mortgage payment holiday?
Guide to Stamp Duty
What is stamp duty? How much does it cost? And making the most of Government exemptions
Has the Mortgage Freeze Started to Thaw?
After two years of lenders giving borrowers the cold shoulder, is the ice cold mortgage market beginning to melt?
Buying a holiday home
There's an abiding and well-placed confidence in 'bricks and mortar' as a solid investment. It's usually not a bad idea to own the principal home you occupy; and also a holiday home can prove not only a good investment for rental income and capital appreciation, but also - of course - a place in which to kick off your shoes and unwind.
SVR -v- Fixed Rate Mortgages - Is it Time to Switch?
Standard Varied Rates verses Fixed rate mortgage - which to choose?
Guide to Equity Release
The mortgage product market is so highly competitive and the range of offers so diverse, that it's almost inevitable that some offerings come in for a bad press from time to time. One of these attracting perhaps more than its fair share of bad press in recent years is the equity release arrangement.
Are Offset Mortgages really worthwhile?
Are offset mortgages worthwhile?
Renting v Buying - the Case for Each in Today's Economy
We re-examine the age-old question in light of the current financial climate – is it better to rent or buy?
Rate Cuts Left you Better Off? 4 Things to do with Your Mortgage Savings
If the steep drop in interest rates means you now have a cheaper mortgage, here are some tips on what to do with that extra cash.
The Types of mortgage
Mortgages come in a variety of shapes and sizes, and can be selected to suit your particular circumstances at the time. In order to make a sensible decision about just which product is for you, however, it of course helps to know what is available. This article explains some of the more common types of mortgage.
Guide to Overpaying your Mortgage
What to consider before overpaying your home loan: Interest rates have fallen steeply since October 2008, knocking a substantial amount off monthly mortgage repayments for people on variable rate deals, but how should homeowners make the best use of this extra cash?
First Time Buyers Guide
Options for the first time buyers and what mortgage they can look at.
Self Employed Mortgage Guide
In the past, finance has been a fairly conservative business and the self-employed have had a relatively harder time finding the mortgage to suit them. Thankfully, the mortgage market has become far more competitive and there are now plenty of lenders just as eager to advance mortgages to the self-employed as anyone else.
Are Offset Mortgages worthwhile?
This question should be answered in the same way as most other questions about financial services products. When you understand what lies behind the label and realise what the product offers (i.e. just
The Credit Crunch Guide to Nabbing your First Mortgage
The mortgage market can be a daunting place for potential buyers, especially right now. But armed with a little knowledge, they can soon identify a product that best suits them.
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