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Kate Tee-11606's Articles in Investments

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Scorching Savings Savers have seen their interest rates slashed since last Autumn, as the Bank of England dropped the Base Rate from 5% to an historic low of 0.5%. With average instant-access savings rates of below 1%, it's difficult to get a healthy rate of return when you take tax into account, particularly for higher-rate taxpayers. Which makes it all the more important that you do not linger on your existing savings rate if your provider has cut it significantly in the last six months or so. This is no time for loyalty in the savings arena with few really standout deals available. Guide to Investing in Gold Why right now could be a ‘golden time' to invest Guide to Savings Accounts Need to save cash? Which account is right for you? With Bank of England interest rates at a record low, getting the best possible return on your savings has never been more important. In today's market, it really pays to know your ISA from your fixed-rate bond. Here is a guide to savings accounts to ensure your money is in the right place… Cash ISAs vs Equity ISAs Should you play it safe with your ISA or take a chance? With the ISA deadline of 5th April fast approaching you need to act fast to keep your hard-earned cash from the taxman's grasp. But should you save in a cash ISA or invest in an equity ISA? Top tips on how to keep your money safe These are worrying times for savers. Not only have interest rates fallen to record lows, slashing the returns people can earn on their money, but there have also been a number of high profile banking collapses. Unsurprisingly, many consumers have been left wondering if they wouldn't be better off stuffing their savings under their mattress. But, by following a few simple rules, people can easily keep their money safe, while still earning a decent return on their savings at the same time. Just follow these simple money top tips… ISAs: A Guide to Tax-Free Savings Making the most of your annual ISA allowance As interest rates dive to record lows, there’s never been a more important time to get the best possible return on your money. Internet Savings Accounts Looking at how internet savings accounts can help you save money. Notice Savings Accounts Some people are put off the idea of saving because they believe (wrongly, as it happens) that any of their money deposited in a savings account is certain to be difficult to get at and withdraw if an urgent

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