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ISA Allowances
At the start of the new financial year in April the ISA allowance for all those under the age of 50 will change. These changes took place in October for those who were born before 5th April 1960. Recent research conducted by the National Savings and Investments group discovered that only 15% of individuals understand the upcoming changes to their ISAs, so here is a quick guide to the new rules.
Inflationary Pressures
According to figures recently released by the Bank of England, the rate of inflation will spiral to over 3% in the next few weeks, further eroding the savings of those who have put their money away in savings accounts.
Critical Illness Cover
Just over 22% of the British population will suffer a serious illness before they reach retirement age. The financial pressures caused by the resulting loss of earnings can be extra stress in what is already a difficult time. Critical Illness Cover (CIC) is a form of insurance that is designed to help deal with your financial duties in just such a situation.
A Guide to Corporate Bonds
Much of the media coverage of the credit crunch has been focused purely on looking at interest rates from the perspective of those in debt. However, those of us with savings are in need of guidance too.
Corporate Bonds
In the space of just a few weeks corporate bonds have suddenly become a very mainstream topic of conversation. Before the start of the year few outside of the financial world would have known what a corporate bond is, but with the issuance of over ?500m worth of bonds by Manchester United in January, they suddenly have become much more well-known.
The Goods and Bads of ISA's Article
An Individual Savings Account (ISA) has two strands: the cash ISA that allows you to save up to ?3,600 per tax year; and the stocks and shares ISA that allows you to save up to ?7,200 per tax year. The ISA offers a way to save without having the interest eaten up by the taxman. However, there are certain downsides attached to this, and you cannot save unlimited amounts of cash in an ISA. This article looks at some of the pros and cons of stashing your savings in an ISA.
Self-Select Individual Savings Accounts Explained Article
Do you know what Self-Select ISAs are? Are you thinking about investing in one? Find out what you need to know before you do!
What Are the Basic Differences Between Cash ISAs and Share ISAs Article
Do you know what the basic differences between Cash ISAs and Share ISAs are? One difference relates to the amount of money that you may invest while another pertains to the type of product you invest in. Want to know more?
Choosing an alarm system for your home
If you want to keep your home secure, and cut your home insurance premium into the bargain, it might be a good idea to install a burglar alarm. Here, we shall look at all the available options in order to help you decide which one is best suited to your home, and to your budget.
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