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Isla Campbell's Articles in Personal Finance

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Managing Money On A Daily Basis How good are you with money? Do you pay attention to saving it, or does it slip through your fingers? Either way, it is never too late to learn to be more aware of your financial situation. It’s crunch time: save money effectively As the economy begins to falter, make sure the state of your finances doesn’t follow suit, by finding a few simple ways to save your finances. In for a Penny, in for a Pound: Surviving the Credit Crunch Saving can mean different things to different people, but in the current economic climate, it’s more likely to mean curtailing spending. By watching every penny, the pounds will eventually take care of themselves. Classifieds: Create a Big Impact on a Small Budget Whether you are a business with products and services to sell, or a consumer looking to purchase, advertising plays a key role. Classifieds are a great way to communicate information, as well as being one a cost-effective option. Be wise and curb your spending, but don’t drop the essentials The credit crunch has meant that many people are having to watch their finances and be more creative in how they spend their money. However, there are certain things, say the experts, which should not be discarded in a bid to save cash. A Healthy Approach to the Credit Crunch The implications of the economic downturn are putting real financial pressures on families in the UK, but by adopting a healthier approach to life, you could save money and reap the physical benefits too. Saving Money During the Current Economic Climate Rapidly rising utility, food and fuel prices are forcing many in the UK to tighten their belts on spending and also question what purchases are actually necessary in their day-to-day living. Ways to Fund a Big Purchase We all find ourselves in positions where we need to buy something expensive at certain times in our lives. Figuring out how to pay for that purchase is the most important step in the whole process. Change Your Habits and Save a Small Fortune From not wasting food to counting loose change or selling items that are cluttering up your home, there are many ways to save money and put it towards something that you’ve always wanted. Driving Through the Finance Capital London is a city that has something to offer everyone and its thriving financial sector also means it can offer a wealth of car financing options to help get you on the road. Survival of the Shrewdest: 21st Century Savings Whilst most of the western world can sleep easy knowing they won’t go hungry, no one can know what the future holds. The internet has made saving easier than it’s ever been before, so there’s no reason to put just a little money away each month. Optimise Savings with an Offshore Account Offshore accounts, based in the Channel Islands, the Isle of Man and Ireland, offer many benefits to those wishing to set up a savings account. But what are the advantages of cash conservation offshore. Switch to Efficient Electrical Appliances to Save Money Reviewing the efficiency of every electrical device around the home and replacing them if necessary could save households thousands in the long term. Current Accounts: More Interest Than A Mattress! Stuffing cash in a mattress is not the most secure way of saving for a rainy day, and because of the many risks involved, you may ultimately see the entire lot go up in smoke or be stolen; far better then to store that cash securely! The Wisdom Of Saving Regularly We are all capable of good decision making and making a commitment to a savings account is one of the easier options available to us, long term plans can be put in place with the minimum of fuss. A Variety Of Savings For A Number Of Reasons There are many different saving account types on offer from the UK’s major financial institutions, all offering differing rates and various benefits to account holders. Top tips for saving If you are considering opening a savings account then make sure you plan to save in the best way possible; open the best account for your needs and have the discipline to ensure that you carry on saving. Save Your Energy: Switch to Avoid Fuel Poverty Recent times have seen shocking increases in energy bills, leaving a large number of families in ‘fuel poverty’. With ever-rising gas prices, and a plethora of suppliers available, it is often difficult for customers to know whether they can save money or not – and how.

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