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David Martin-11606's Articles in Insurance

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  • Getting Married? Be Sure to Check Your Home Contents Insurance
    House insurance and home contents insurance is a contentious issue currently. Whilst many of us are cutting back on cover that seems less important during this time of economic struggle, insurance premiums are continuing to increase in price whilst the industry and press warn us of the rise in thefts and burglaries and the absolute need to continue those home contents insurance payments.
  • Guide to Home Insurance for a Council House
    Living in a council house? Bamboozled by home insurance? Find out what type of policy you need with this guide to insuring your possessions in a council-owned property.
  • Guide to Protecting Your Home Against a Flood
    Floods are not seasonal, and can happen at anytime of the year. So as we head into summertime, just how ready are you - and your home - if there's more water than sunshine?
  • Circumstances when life insurance companies do not pay out
    There are certain times when life insurance policies will not pay out and this article looks at a few examples.
  • Recession Advice - Contents and Contents Insurance
    In the UK more and more of us are deeming home insurance unnecessary during the recession. Although saving on monthly premiums is no doubt tempting when money is tight, and especially when insurance is reported to be on the increase, many sources in and out of the industry are increasingly highlighting the need for cover. So what is necessary? And what else can we do to make the most of our cover?
  • Circumstances when life insurance companies don't pay out
    With the continuing global economic crisis, there has been a lot in the press recently concerning the importance of life insurance at such a time and whether it is even certain that we'll receive our money when we are due it. This is particularly relevant in the UK at the moment with the Janice Wild Vs Windsor Life case, but the aim of this article is to highlight that this is an isolated incident and that we shouldn't lose trust in the UK life insurance industry as a whole.
  • The Age of Insurance: Are we being discriminated?
    The age of an individual has always been an issue when it comes to insurance. Yet, it seems that with the spotlight currently firmly on the industry as it finds itself at the heart of the economic crisis (at the same time striving to assure customers that cover is no less relevant and affordable), a wave of criticism regarding age discrimination by insurers has been seen in the media. So are we being discriminated against by insurance companies?
  • The Taboo Subject of Life Insurance
    Life insurance is a tough subject to think about. It only takes a coastal walk along a sheer cliff-top, or a near miss on the drive home from work to realize that it probably is something one should consider sooner rather than later, especially in regards to the fact that the younger and healthier you are, the cheaper your premiums will be. The real problem with life insurance is, well, it's never fun!
  • Bring on the Clampdown
    It was announced at the beginning of autumn that the government is to clampdown on uninsured drivers. In August, The Observer reported that approximately 6 percent of cars on the road are driven by uninsured drivers, and that those who do drive without insurance are 10 times more likely to be convicted of drink driving. So how will such a scheme be implemented?
  • Why Talking About the Weather is More Than a National Pastime
    Britain has always been known for its sporadic and unseasonable weather. There can be no guarantees of a tangible summer and even though our country is relatively tiny compared to more stable countries weather wise, winter is by no means a blanket temperature either. But for many home owners this autumn and winter, the prospect of flooding is a real concern.
  • Let's Talk About Life Insurance
    A casual journey from the boring subject of Life Insurance to the fascinating world of Cryogenics. Life insurance is never a fun topic to discuss. Nevertheless I have recently found that I am developing an interest in when would be the best time for me to take out a policy. As it stands there are two schools of thought. Read on to find out more.
  • Warning - Don't Feed the Jeeps
    I am currently looking to buy a new car. At the moment I am driving a 15 year old Jeep and I have come to the point where I just can't take anymore. It's not that I don't like Jeeps, I do, it's just that I can't afford the petrol!
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