David Martin-11606's Articles - MyContentBuilder Directory | Submit Articles | Search Find Free Content

Search:

David Martin-11606's Articles

Display Category\|Title\|Newest\|Oldest
How the Economic Crisis is Affecting Our Holiday Plans It is no real surprise that the so-called economic crisis is causing us to think twice about going abroad in the summer, as well as having a knock-on affect on the travel industry as a whole. Yet, the consequences on what we need to consider before booking flights and choosing hotels are somewhat surprising. So how is the economic crisis affecting our holiday plans? Survey Finds That We Aren't Wholly Truthful When it Comes to Our Travel Insurance A recent survey published by travelbite.co.uk shows that the global recession is causing many of us to conceal and omit certain information when buying travel insurance. However, despite the savings that can be made by ignoring or covering up certain aspects of your trip or medical health - not being entirely truthful could have severe repercussions if something should go wrong while you are abroad. Getting Married? Be Sure to Check Your Home Contents Insurance House insurance and home contents insurance is a contentious issue currently. Whilst many of us are cutting back on cover that seems less important during this time of economic struggle, insurance premiums are continuing to increase in price whilst the industry and press warn us of the rise in thefts and burglaries and the absolute need to continue those home contents insurance payments. The Channel Islands - Top Destination For Those Who Want to Save on Their Travel Money This Summer Despite Sterling's recent rise to a five-month high, it is fair to say that the pound is still relatively weak in relation to the Euro and the Dollar - especially compared to last year. However, if you are still eager to cross some amount of water for your holiday this year, whilst still making the most of your travel money, the Channel Islands may be just the destination. Guide to Home Insurance for a Council House Living in a council house? Bamboozled by home insurance? Find out what type of policy you need with this guide to insuring your possessions in a council-owned property. Guide to Protecting Your Home Against a Flood Floods are not seasonal, and can happen at anytime of the year. So as we head into summertime, just how ready are you - and your home - if there's more water than sunshine? Mortgage Paid Off? Don't Forget to Keep Paying for Home Insurance Making that final mortgage repayment is a true red letter day, but be aware that in doing so, you may also be making your last home insurance payment - which could leave you open to all kinds of risk. As home buyers are invariably required to take out buildings insurance as a condition of a mortgage, once the mortgage is paid off, that requirement no longer remains. And although it makes good sense to maintain buildings cover, some homeowners (unintentionally or otherwise) allow their cover to lapse. Circumstances when life insurance companies do not pay out There are certain times when life insurance policies will not pay out and this article looks at a few examples. Recession Advice - Contents and Contents Insurance In the UK more and more of us are deeming home insurance unnecessary during the recession. Although saving on monthly premiums is no doubt tempting when money is tight, and especially when insurance is reported to be on the increase, many sources in and out of the industry are increasingly highlighting the need for cover. So what is necessary? And what else can we do to make the most of our cover? Home Insurance - But What About the Garden? As we continue through the global financial crisis, government figures and insurance company surveys are again and again reminding us that burglaries and thefts are on the rise as a result. A particular spike in home insurance claims in North Wales has been reported by the region's Daily Post, calling for homeowners to be 'vigilant', as opportunist thefts continue to rise. But this notion of opportunism amongst thieves is also reflected in a report by The Guardian, which offers an intriguing twist on insuring your home. Why a Travel Money Card Could Be a Must-Have Item For Holidaymakers This Summer Since the birth of the travel money card and its increased availability as another method to pay for items when abroad, the global economic crisis has plunged sterling into a state of impressive weakness and the travel industry into uncertainty as to whether any UK holidaymakers will even bother going abroad this summer. So could the travel money card be the saving grace for those who want to hit the Eurozone this August? Top 5 Camping Moors in England With its abundant coastline and rolling green hills, camping in English countryside used to be something of a holiday must. However, in the pre-recession years more and more of us favoured nice hotels and the golden sands of increasingly accessible faraway countries. Well you guessed it, with international tourism officially on the decline, camping is back - and if you stay in England you shouldn't have to fork out too much for travel insurance. Here are my top five moors to camp on. Beijing and its attractions This year the global economic situation is causing UK tourists to consider travelling further afield than the Eurozone on their doorstep. The reason is quite simple, once they have dealt with such necessities as travel insurance and accommodation, few, if any, of their neighbouring tourist destinations is likely to offer much value for money for the weakened Sterling in the wake of the credit crunch. For some who are eager to visit the historical and architectural sights associated with such infamous European cities as Paris, Rome and Venice, such places will now be off-limits. Luckily however, the East has many equivalents, for example Beijing. Scrappage scheme: what does it mean for your car insurance? On the 22nd April, as part of the 2009 budget, Cllr Alistair Darling announced the launch of a nationwide ‘scrappage scheme' in order to stimulate the floundering UK motor industry. Such incentives are not new internationally, however they do vary from country to country and we are yet to see how UK motorists respond in comparison to the enthusiastic Germans etc. Moving to the coast? Why home insurance can sometimes make that sea view a little less tempting Although the property sector might not be the most buzzing market at the moment, homes which offer a little something extra, such as a cliff-top location, view down the estuary, or glimpse of the surf, are always going to be sought after and command higher home insurance costs as this article explains. On a health-binge? Why you should review your life insurance policy The global economic crisis is causing all of us to review our outgoings and to reconsider whether we really need to spend on items we used to take for granted such as life insurance. However, whilst many of us are eager to reject the idea of life insurance as a necessity at all, we all know that the best way to really save and benefit from the security it offers is to be a healthier person. So how healthy are you? And could you be benefiting from kicking some of those indulgent vices into touch? Circumstances when life insurance companies don't pay out With the continuing global economic crisis, there has been a lot in the press recently concerning the importance of life insurance at such a time and whether it is even certain that we'll receive our money when we are due it. This is particularly relevant in the UK at the moment with the Janice Wild Vs Windsor Life case, but the aim of this article is to highlight that this is an isolated incident and that we shouldn't lose trust in the UK life insurance industry as a whole. The Age of Insurance: Are we being discriminated? The age of an individual has always been an issue when it comes to insurance. Yet, it seems that with the spotlight currently firmly on the industry as it finds itself at the heart of the economic crisis (at the same time striving to assure customers that cover is no less relevant and affordable), a wave of criticism regarding age discrimination by insurers has been seen in the media. So are we being discriminated against by insurance companies? Subsidence Causes Risks and Prevention Subsidence, in regards to housing, is when a building’s foundations begin to sink due to ground movement. Consequently and over time, this can cause significant cosmetic and structural damage to your home, but it can also be covered by suitable home insurance policies. The Taboo Subject of Life Insurance Life insurance is a tough subject to think about. It only takes a coastal walk along a sheer cliff-top, or a near miss on the drive home from work to realize that it probably is something one should consider sooner rather than later, especially in regards to the fact that the younger and healthier you are, the cheaper your premiums will be. The real problem with life insurance is, well, it's never fun! Bring on the Clampdown It was announced at the beginning of autumn that the government is to clampdown on uninsured drivers. In August, The Observer reported that approximately 6 percent of cars on the road are driven by uninsured drivers, and that those who do drive without insurance are 10 times more likely to be convicted of drink driving. So how will such a scheme be implemented? A Brief History of Hyperinflation It has been a tumultuous few weeks for the financial sector. But aside from the tax funded bailout proposed by the government, average folks - like myself - haven't really seen anything too dramatic; I mean, they haven't stopped building those houses across the street? We hear phrases like 'recession' and 'the worst week in history' get bandied about by newscasters and alike, but in the past, instances of foreign currency hyperinflation have been so absurd, there has literally been panic in the streets. Why Talking About the Weather is More Than a National Pastime Britain has always been known for its sporadic and unseasonable weather. There can be no guarantees of a tangible summer and even though our country is relatively tiny compared to more stable countries weather wise, winter is by no means a blanket temperature either. But for many home owners this autumn and winter, the prospect of flooding is a real concern. Let's Talk About Life Insurance A casual journey from the boring subject of Life Insurance to the fascinating world of Cryogenics. Life insurance is never a fun topic to discuss. Nevertheless I have recently found that I am developing an interest in when would be the best time for me to take out a policy. As it stands there are two schools of thought. Read on to find out more. Warning - Don't Feed the Jeeps I am currently looking to buy a new car. At the moment I am driving a 15 year old Jeep and I have come to the point where I just can't take anymore. It's not that I don't like Jeeps, I do, it's just that I can't afford the petrol!

Top Authors
Most Popular Articles
Ezine Notifications
Article RSS Feeds
Contact Us
About Us
Link to Us