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Cindy Hartman's Articles in Insurance

  • The perfect time for taking pictures
    Many occasions bring family and friends together, and that creates opportunities for many people to say, "Cheese!". This is also the perfect time to compile your home inventory.
  • How to know if your insurance agent is right for you
    Insurance policies are renewed annually. But how often do you consider renewing your insurance agent? Determine what is important to you, then decide if he or she is the right one for you.
  • Tips to maximize your insurance settlement
    Maximize your insurance claim and minimize the time required to file your initial report. How? Compile the information now before you need it.
  • Cash value or replacement cost
    Cash value, replacement cost and depreciation are terms that help determine what type of insurance settlement you will receive. Not knowing what your policy covers could cost you tens of thousands of dollars.
  • Insurance companies won't just write you a check
    If you have to file an insurance claim after a fire, tornado, theft, etc., you'll need to provide a list of the items damaged, destroyed or stolen. They won't just write you a check.
  • Insurance fraud affects all
    Insurance fraud affects everyone. Whether committed by a vendor or contractor or by the policyholder, it affects our premiums.
  • Crime victims feel anger, outrage
    An inventory won't remove anger and outrage over being victimized by a burglar. However, it will help alleviate the stress and time it takes to recover.

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