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Consumer savings rise 39-fold since 1960s British consumers have increased their savings 39-fold in real terms since the early 1960s, according to the latest Century of Saving report from National Savings and Investments. How Should You Pay Back Your Mortgage? Everyone would like to pay off their mortgage as quickly as possible and free up some more disposable income. What are the things to watch out for when choosing how to repay your mortgage? How to Ensure Your Financial Wellbeing Financial experts advise that having a savings safety net is one of the best ways to ensure your financial well-being. However, it is important to be aware of the savings rates on offer before signing up for an account. Managing Finances in Tight Times Now that the UK is officially in recession many people are reorganising their finances to ensure that any drop in income will have the minimum impact. Money matters: living for today with one-eye on tomorrow A live-for-today attitude has led many people into debt with little or no savings in reserve in a crisis situation. Opening a savings account has never been easier, and putting away a little each month is all that it takes for a little peace of mind. Online savings for silver surfers Traditionally, it has always been the youngsters who have been quick on the uptake of new technology. With the internet though, an older generation of ‘silver surfers’ is catching up, thanks to the convenience of services such as internet banking. Reducing The Stress On Your Wallet The Christmas period often results in a massive headache with your financial situation; but from choosing the right credit card and in addition, a lower rate loan, it is possible for your New Year to begin on a positive financial note. Simple Ways to Save For Your Future Life has a habit of throwing the unexpected at us, and it can be difficult to cope financially with large one-off expenses that you didn’t see coming. So where can you cut down your cost of living and start saving? Standard Life performance stuns analysts Standard Life, the target of a subsequently abandoned takeover bid by London-based Resolution Group in 2007 has reported a 64 per cent rise in profit, surprising many market analysts. Transfer money the easy way – use the internet! There are many ways to ensure that you can quickly get cash to your nearest and dearest in different parts of the country, or throughout the world. But, by far the easiest, cheapest and most reliable way to transfer money is to use the internet.

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