Socialized Medicine Pros and Cons

Every update on universal health insurance I hear on the television has a different opinion. According to some comentators the countries who use socialized medicine have lower standards of living and are forced to ration the availability of health care to seniors. According to others they see the advantage or bonus of socialized medicine and all its advantages and see none of the negative aspects of socialized medicine.
I'm in favor of a universal health care system. However, I believe thatthere are more ways to create a lousy system that will be no better than what we have than there are to create a good system. We have to do this right or we are going to be stuck with the negative aspects of Socialized Medicine without all of the positives.
Few people believe that National healthcare will not create higher taxes. However, we are paying for our broken system already. If some of those costs go away, we may wind up with more money in our pockets.
Now, a patient who needs emergency medical services will almost certainly be be treated whether or not he or she has any ability to pay for the treatment. We pay for the treatment. The hospital has to increase its charges. It charges its insured customers to make up for the ones that don't pay. At the same time it ruins the credit of the patient who can't write a check for the cost of the services.
Another side effect that seems to concern many is the drain on our economy that may be caused by those who lose their ambition because they get qualify for free health care. I suppose that only time will tell, but I think that if we have more healthy people more people will be available to work. There are probably more ambitious people who are unable to work because of poor medical care than there are people who would become lazy when better health care is available to them.
The positives of universal medical care include the lessening of employment discrimination for the older workers. If the burden of the cost if insurance were shifted to the government, older and sicker workers may be more employable. An employer who interviews an older or less healthy applicant, today may focus on how that applicant would raise their group medical insurance premiums and not on the skills and knowledge that person might bring to the job.
Older, more knowledgeable workers and managers will in many cases do a better job than less experienced workers. This can increase the efficiency of a company and mean that the employer and our country better because of it.
Potential entrepreneurs will be able to start their own business without leaving their healthcare insurance behind. The fear of losing benefits has kept many people shackled to jobs that they have long ago out grown. Universal health care will perhaps allow some great man or woman to invent the next big thing, whatever that may be.
Today a parent may be unable to afford both the food she or he needs to feed their children and the healthcare that they need. This can mean that this parent dies early leaving youngsters behind. A health care system with good preventative care that is available to all can keep these parents around to rear their children and better prepare them to be productive citizens.
I think that what we all want is a stronger economy and a better country. Universal medical care improves our country by making older, more productive workers and managers more productive. It can also extend the time that some of our youth gets to spend with their parents and have a major impact on our future as a country.

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Alston Balkcom has been an insurance broker for over 20 years. He can help you find Connecticut Self-Employed Insurance. His recent blog posts include one about medical insurance pricing.

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